Many parents and grandparents have already discovered the tax advantages and other benefits of 529 education savings plans. But with the passage of OBBBA, 529 plans have acquired some new enhancements that can make them even better tools for many families.
With AI-related stocks driving a significant portion of equity market value, many investors may be wondering whether they should be focusing more on these stocks with their holdings. But as Kevin Olson, CFP®, explains, AI is probably already in your portfolio.
Receiving a financial windfall can feel exciting—and overwhelming. Before making big decisions, it’s important to pause, plan, and protect your future. Learn how to confidently navigate “sudden money” and avoid the common mistakes that drain wealth too quickly.
Owning income-producing property can seem like a smart way to generate retirement income—but it’s not for everyone. In this article, Andrew Sievertson, CFP®, EA, CeFT®, explores when real estate makes sense as part of your retirement strategy, the pros and cons of being a landlord, and alternatives like 1031 exchanges, DSTs, or UPREITs for those seeking a more hands-off approach.
Tax-advantaged accounts like IRAs and Roths are powerful, but taxable investment accounts also have unique benefits. They can help fund short-term goals, provide flexibility for early retirement, and offer estate planning advantages. Learn when and why a taxable account may be a smart addition to your financial strategy.
Cyber threats are evolving fast, and hackers are using AI and new tactics to target personal and financial data. From avoiding suspicious links to embracing two-factor authentication, monitoring accounts, and practicing safe social media use, these cybersecurity habits can help you protect your identity and stay safe online.
With ConocoPhillips announcing workforce reductions, many employees face financial and emotional uncertainty. From assessing cash flow to making decisions about benefits, retirement accounts, and insurance, proactive planning can help ease the transition and protect long-term stability.
Money conversations may not be anyone’s love language, but they’re vital for building trust and stability in marriage. From communication and money personalities to joint vs. separate property, here’s what couples should know when planning their financial future.
With tuition costs rising faster than inflation, early planning is essential for funding college. From 529 plans to Roth IRAs to disciplined savings, families who start early give their children the best chance at a debt-free education.
Balancing portfolio growth with tax efficiency doesn’t have to mean sacrificing returns. From long-term capital gains to tax-deferred accounts and municipal bonds, smart strategies can help you grow wealth while keeping more of what you earn.
Like most important processes, family gifting strategies are best carried out in an atmosphere of clear and frequent communication.
We all deal with interest rates in various ways: in the interest we pay to mortgage lenders or credit card companies; in the interest we collect from our fixed-income and other interest-bearing investments. The difference—both in the effect of interest rates on our financial situation and our attitude toward them—is largely determined by which side of the interest rate transaction we happen to be on.
Stay informed with the latest financial insights from our experts.
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